Where complex deals close.
Bridge, construction, and commercial real estate financing from $500K. Fast term sheets, nationwide lending, closed on time.
Nationwide · Hablamos Español
Loan range
$500K – $100M+
Target close
10–21 days
Lender network
180+
How we work
Built for speed, certainty, and relationships.
Mach1 Capital arranges bridge, construction, and commercial real estate debt by matching your deal to the right capital source — fast, transparent, and on your timeline. No side businesses. No conflicts. Just execution.
$500K+
Loan amounts
10–21 days
Target close
180+
Active lender relationships
Nationwide
Lending reach
Capital solutions
Six ways to fund your deal.
Each engagement starts with a clean read on the asset, the sponsor, and the market. Then we structure the most efficient path to closing.
- Commercial
- up to 65% LTV
- Residential
- up to 70% LTV
- Other LTV / LTC
- available — files reviewed case by case
What your loan requires
Come prepared, close faster.
Every product has a clear checklist. Provide these up front and we deliver accurate terms, fewer surprises, and a clean path to closing.
Asset classes
Capital across the core sectors.
Whether you are acquiring, building, or repositioning, we structure financing across the property types that drive real estate portfolios — nationwide.
Multifamily
Garden, mid-rise, high-rise, build-to-rent, and student housing.
Commercial & office
Office, medical office, and mixed-use across asset classes.
Industrial & logistics
Warehouses, flex, cold storage, manufacturing, and IOS sites.
Retail & hospitality
Strip, single-tenant net lease, hotels, and lifestyle conversions.
Residential investment
Non-owner-occupied 1–4 unit single-family rental properties.
Construction & development
Ground-up, condo developments (with pre-sales), and rehab.
Senior & specialty care
Assisted living and senior housing facilities nationwide.
Data centers
Mission-critical facilities and digital infrastructure.
Mach1 Capital
Southern California based · Lending nationwide
The approach
A four-step process built for certainty of execution.
The same disciplined process behind every transaction, whether a $4M bridge loan or a $90M construction package.
- 01
Intake & review
We start with a clean read on the asset, the sponsor, and the market — then map the most efficient path to closing for your deal.
- 02
Lender targeting
We curate a shortlist from 180+ active lender relationships — banks, debt funds, agencies, life companies, and private capital — matched to the deal profile.
- 03
Term sheet & negotiation
We run a competitive process and negotiate term sheets in parallel — pricing, structure, recourse, reserves, and prepayment — to surface the strongest terms.
- 04
Closing & execution
We project-manage diligence, third-party reports, and legal docs through funding, keeping every party accountable to a hard close date.
Principal / Founder
Leo Leiva
Principal / Founder
28 years of combined experience placing debt for the deals that matter.
Mach1 Capital empowers real estate investors with reliable financing solutions. As Principal and Founder, Leo Leiva leads private lending strategies that enable clients to scale projects, expand rental portfolios, and create sustainable wealth.
With bilingual communication skills and deep Southern California market knowledge, Leo facilitates seamless collaboration with diverse stakeholders. A graduate of California State University, Fullerton, he transitioned from real estate sales to private lending to drive greater impact in the industry — bringing 28 years of combined experience alongside his broker of record.
Combined experience
28 yrs
English & Español
Bilingual
Lending reach
Nationwide
Capital network
180+ active lender relationships.
We don't publish our rolodex — that's the value of the service. Instead, every deal is matched to the right category of capital and re-priced to the market on the day it goes out.
60+
Money-center & regional banks
Best-priced senior debt for stabilized, lower-leverage assets.
70+
Debt funds & private capital
Speed and flexibility for bridge, transitional, and complex deals.
30+
Agencies & life companies
Long-term, fixed-rate options for multifamily and stabilized assets.
20+
Private & relationship capital
Bespoke structures for distressed, bailout, and specialty assets.
Start a transaction
Tell us about the deal.
Send us the basics and we will come back within one business day with an indicative structure, target lenders, and a path to closing.
Call us · (562) 261-3259“Leo treats every file like it's his own deal. He's transparent, fast, and he actually picks up the phone. That's rare in this business.”
Michael C.
Real estate investor · Southern California
All inquiries are reviewed under NDA. Mach1 Capital is a debt advisory firm. No fees until a term sheet is accepted.